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Baccarat Rules - How to Play
In Baccarat, the player's goal is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Therefore the value of a hand is always between 0 through 9)
For example, if the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc., up through nine counts as 9, but tens (also jacks, queens and kings) count as 0 as they would be worth 10.
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On player bets the house has a small edge, to compensate for this the house takes a commission (usually 5 percent) on winning bank bets. Bets are made prior to any cards being dealt. The banker plays against only one player at a time, but any or all the other players may bet on the hand.
Baccarat is normally played on a kidney shaped table that can sit up to 12 or 14 players depending on the size of the table. Three dealers (croupiers) run the game; one handles the cards, while the other two handle the wagers and the commission that is paid on winning bank bets. Where the players sit is not important, but bets must be made in a marked area on the table that corresponds to the players seat.
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