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Baccarat
How To Play
How To Win
Where To Play
Terms
History
Baccarat How To Play
Overview
| Gameplay
| Online
Baccarat Rules | Baccarat
Betting
Overview
The player's aim is to get a hand that is closer to 9 in
value than the banker's. The game is played modulo 10, that is if
the total of the hand is larger than 10, then 10 is subtracted from
the total. (Thus the value of a hand is always between 0 through 9)
For instance, if the player's cards total 15, 10 is
subtracted and the value of the hand becomes 5. An ace counts as 1,
two counts as 2, etc, up through nine counts as 9, but tens (also
jacks, queens and kings) count as 0.
Playing the game
To start to play baccarat
both player and banker are dealt two cards face down and the next
move depends on the cards in the hands.
If the player or
banker has a card total of 8 or 9, he turns the cards over
immediately. The other must do so also. (In web based baccarat cards
are always face up) A 9 value wins over any lesser total, and if
neither player has a 9 then 8 wins over any lesser total. Tied 9s or
tied 8s are a stand off; no money changes hands. (Unless the other
players around the table can bet ties)
If neither player nor
banker has a natural (a total of 8 or 9) then play goes to the
player. The player stands (does not draw) on a total of 6 or 7, but
if the player has a total of 5 or less he must draw one card (face
up).
Now it is the bankers' turn. With a total of 7, he
stands. With a total of 6 or less, his selection depends on the
value of his two card total and the value of the card that the
player drew. The rules are as follows:
Baccarat
rules
The next tables sum up the rules for the player and the
dealer:
| Player Rules |
| Card |
Action |
| 10, J, Q, K |
Draw card |
| 1 |
Draw card |
| 2 |
Draw card |
| 3 |
Draw card |
| 4 |
Draw card |
| 5 |
Draw card |
| 6 |
Stand |
| 7 |
Stand |
| 8 |
Turn Cards Over |
| 9 |
Turn Cards
Over |
| Dealer Rules |
| Card |
Draws When Giving |
Does Not Draw When Giving |
| 10, J, Q, K |
Draw card |
Draw card |
| 1 |
Draw card |
Draw card |
| 2 |
Draw card |
Draw card |
| 3 |
0 (10, J, Q, K) - 1 - 2 - 3 - 4 - 5 - 6 - 7 -
9 |
8 |
| 4 |
2 - 3 - 4 - 5 - 6 - 7 |
0 (10, J, Q, K)-1-8-9 |
| 5 |
4-5-6-7 |
0 (10, J, Q, K)-1-2-3-8-9 |
| 6 |
6-7 |
0 (10, J, Q, K)-1-2-3-4-5-8-9 |
| 7 |
Stand |
Stand |
| 8 |
Turn Cards Over |
Turn Cards Over |
Baccarat
betting
Baccarat has quite reasonable odds for the
player. On player bets the house has a small edge, to balance this
the house takes a commission (usually 5 percent) on winning bank
bets. Bets are made before any cards have been dealt. The banker
plays against only one player at a time, but any or all the other
players can bet on the hand.
Up to 12 or 14 players can sit
around the baccarat kidney shaped table depending on its size. Three
dealers, called croupiers, run the game; one handles the cards,
while the other two handle the wagers and the commission that is
paid on winning bank bets. Although where the players sit is not
important, bets must be made in a marked area on the table that
corresponds to the players seat. Players can bet three different
ways: on the bank, on the player's hand, or for a tie. It is very
common to see players switch from betting on the bank to betting on
the player's hand and vice versa. Betting for a tie while having a
larger payoff is not usually smart; it is considered one of the
worst wagers in the casino. A bet is made by placing money on the
table in your marked area on the wagered spot. For example if you
are player number 5 and wish to bet on the bank you place the
desired wager amount on the table layout place for player number 5
marked bank.
Winning player and bank bets pay even money
(excluding commissions). Hands that result in a tie pay off tie
wagers at 8 to 1 and a bank or player bet is treated as a push with
the money sitting on the table for the next hand.
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